Saturday, August 11, 2012

Green Tea And Diet

Green Tea
Do you like green tea?? There is very good news for you. Do you know what are the beneficial of green tea?

That’s right…. So many advantages if we consume tea. We can explain it from many sides, for example, the side of enjoyment.  You can enjoy brighter day by a cup of tea in your hand every morning, it can make you more relax and fresh. From the healthy side, there are many advantages of drinking green tea for example can reduce the risk of stroke and can prevent cancer. But, what about the body weight management? Can green  tea help us to get a good body proportion?

Friday, August 10, 2012

Small-Scale Retailing


A small scale retailing business is normally run as a sole proprietorship or as a partnership. The small amount of capital needed is raised from personal savings, or borrowed from friends and relatives. If the retailer has some collateral security, then he might be able to obtain some money from a bank in the form of a loan or an overdraft. Small retailers obtain a great variety of goods in small quantities from wholesalers. They are not able to go direct to the manufacturers since purchases are made in bulk. The sole proprietor normally serves his customers with the help of some assistants. Therefore, he has the opportunity to get to know his regular consumers well.

In the present day retail market, the large retailers seem to be attracting customers away from many of the trading city- centre shopping areas characterized by the small specialist shops selling the traditional shopping items- textiles, cosmetics, cameras, radios, watches and the like. This is because the large retailers are able to offer very competitive prices and a congenial shopping atmosphere equipped with the necessary facilities for the convenience of the average as well as a wide range of goods to ensure one stop shopping for practically every member of the family. However, despite these factors, the retail market is still characterized by a predominance of the small retailer, especially in the smaller towns as well as the city centre.

Sunday, July 22, 2012

Green Tea For Health


Green Tea

What do you think about green tea?

Green Tea is a fresh drink. Many people enjoy it during their morning time, their leisure time, or when they spent their time with family. For some people, green tea is the most important think to start a great day. Green tea is one of four types of tea (white, green, black, and oolong) that come from the plant Camellia sinensis. Those four tea came from the same plant but actually Green tea is very special.

Green tea is not oxidized, It is withered, immediately steamed or heated to prevent oxidation and then rolled and dried. Therefore green teas, when brewed appropriately, tend to have less caffeine (10-30% of coffee). It has a delicate taste, light green colour and is very refreshing.

Sunday, June 24, 2012

Free Financial Check Up From QM Financial

Happiness is the basic purpose in people’s life. Happiness can be achieved when the health of your body, mind, soul, and even your social life can make you productive to live your life. Having a check up of your financial is as important as having a check up of your own body and mind. It helps us to more quickly detect the possible “diseases” we probably have. Have you ever checked your financial health? How much your monthly expense, how much the total debt, or how many your net assets? Maintaining financial health is needed to avoid the disruption of financial health.

Your financial health will become one important factor in achieving the good quality of life. But, worry no more! Now, you can do financial check up of your own. There is free financial check up from QM Financial which will show you how healthy your cash flow in every month. You can just fill in the online form according to your actual condition of your own financial. The Beginner Column in the form will show the common ratio in the beginner investor. On the other side, the Advance Column will show the common ratio in the more experienced investor. From those ratios, you are only need to consider two ratios that are Saving Rate and Debt Service Ratio.

The Saving Rate is around 10%-30%. Investors with a healthy financial ratio, the investor focus will be more targeted to set aside larger amount of your assets regularly. The ratio from Debt Service Ratio is very crucial because it shows whether or not you receive a salary every month just to pay the debt. Make sure the ratio is always below 30% so you can still set up investment, routine expenses, or enjoy your personal expenses without having to bother with the debt. QM Planners from QM Financial can help you to make a Full Comprehensive Financial Plan. You can obtain more detailed calculations and how investments needed to achieve your financial goals. The most important thing is to concentrate your monthly income to set aside a regular 10%-30% of your income every month. Find your financial problems here with free financial check up from QM Financial then solve the problems. To have a better future, you need to have dedication, concentration, and skills to do your own financial planning. Rather than being late, do financial check up now! With a good financial plan and habits, you will be able to prepare a brighter future.

Sunday, June 17, 2012

How To Keep Your Baby Skin Healthy

Baby
Caring for baby's skin is one thing that should not be forgotten by the mother. This is caused by the baby’s skin still very young and sensitive that are vulnerable of the various diseases and various other disorders. Baby's skin is very smooth but vulnerable to changes in temperature, drought and infection. Because of the sweat glands is not fully developed, the baby's skin is very sensitive to cold and hot temperatures. Although sebaceous glands are formed in the skin, but they are not producing enough oil. As a result, babies are prone to dry skin. Baby's skin is also susceptible to infection because the system of protection to against microorganisms is not fully formed. Therefore, proper care of sensitive baby skin is very important in the first months of life. Here are tips that are highly recommended in baby skin care:

Bathing the baby. In a baby bath, bath water temperature needs to pay attention mainly to the newborn. Should the temperature not too hot or cold. Clean baby's skin from the dirt on the skin such as food waste, urine, and feces with water. Bath twice a day will also help clean the baby's skin. If the child's activities and movements or your baby is very active, bathing can be done 3 times a day. At the time of washing, note well the soap to be used. A good soap for baby's skin is a special soap for babies who are not too hard and has a pH between 4.5 - 5 and try a little greasy soap, this is to prevent irritation on baby's skin. Very good if done twice to rinse the chemical cleaning. If there is irritation to the specific brand you should switch to another brand, do not let it drag on. Areas such as between your fingers, armpits, and groin, not to be missed. How to clean baby's genitals of women and men differently. Of female infants, wash genitals from front to back or to the anus by using a cotton swab or a damp washcloth. At a baby boy, pull his hood slowly until tha urine hole appears, then wipe with a damp washcloth or cotton. Finished bathing, use a soft towel for comfort on baby's skin. Use a special moisturizing baby lotion or cream form which serves to maintain or increase the water content present in the skin, particularly the outer skin (epidermis).

Selection of Clothing and Baby Diapers. Choose clothing and diapers made from soft and thin cotton or mixtures thereof. Avoid nylon material that is generally easy to make baby hot and sweaty. This condition will easily invite germs or bacteria that is easy to bring up the rash and itching. If the baby can scratch, even the possibility of infection is greater.

Protect baby from the afternoon sun, if the baby should be dried to obtain additional vitamin D for bone growth, do it under at 09.00 am. Avoid direct exposure to the baby from the afternoon sun, the sun is directly susceptible to skin cancer. When you want to take the baby out of the house, use protective gear such as umbrellas or hats. Sun protection cream (sun block) may be used provided that the doctor be consulted first. Be careful not to the eyes, mouth, and little hands.