Saturday, August 11, 2012

Green Tea And Diet

Green Tea
Do you like green tea?? There is very good news for you. Do you know what are the beneficial of green tea?

That’s right…. So many advantages if we consume tea. We can explain it from many sides, for example, the side of enjoyment.  You can enjoy brighter day by a cup of tea in your hand every morning, it can make you more relax and fresh. From the healthy side, there are many advantages of drinking green tea for example can reduce the risk of stroke and can prevent cancer. But, what about the body weight management? Can green  tea help us to get a good body proportion?

Friday, August 10, 2012

Small-Scale Retailing


A small scale retailing business is normally run as a sole proprietorship or as a partnership. The small amount of capital needed is raised from personal savings, or borrowed from friends and relatives. If the retailer has some collateral security, then he might be able to obtain some money from a bank in the form of a loan or an overdraft. Small retailers obtain a great variety of goods in small quantities from wholesalers. They are not able to go direct to the manufacturers since purchases are made in bulk. The sole proprietor normally serves his customers with the help of some assistants. Therefore, he has the opportunity to get to know his regular consumers well.

In the present day retail market, the large retailers seem to be attracting customers away from many of the trading city- centre shopping areas characterized by the small specialist shops selling the traditional shopping items- textiles, cosmetics, cameras, radios, watches and the like. This is because the large retailers are able to offer very competitive prices and a congenial shopping atmosphere equipped with the necessary facilities for the convenience of the average as well as a wide range of goods to ensure one stop shopping for practically every member of the family. However, despite these factors, the retail market is still characterized by a predominance of the small retailer, especially in the smaller towns as well as the city centre.

Sunday, July 22, 2012

Green Tea For Health


Green Tea

What do you think about green tea?

Green Tea is a fresh drink. Many people enjoy it during their morning time, their leisure time, or when they spent their time with family. For some people, green tea is the most important think to start a great day. Green tea is one of four types of tea (white, green, black, and oolong) that come from the plant Camellia sinensis. Those four tea came from the same plant but actually Green tea is very special.

Green tea is not oxidized, It is withered, immediately steamed or heated to prevent oxidation and then rolled and dried. Therefore green teas, when brewed appropriately, tend to have less caffeine (10-30% of coffee). It has a delicate taste, light green colour and is very refreshing.

Sunday, June 24, 2012

Free Financial Check Up From QM Financial

Happiness is the basic purpose in people’s life. Happiness can be achieved when the health of your body, mind, soul, and even your social life can make you productive to live your life. Having a check up of your financial is as important as having a check up of your own body and mind. It helps us to more quickly detect the possible “diseases” we probably have. Have you ever checked your financial health? How much your monthly expense, how much the total debt, or how many your net assets? Maintaining financial health is needed to avoid the disruption of financial health.

Your financial health will become one important factor in achieving the good quality of life. But, worry no more! Now, you can do financial check up of your own. There is free financial check up from QM Financial which will show you how healthy your cash flow in every month. You can just fill in the online form according to your actual condition of your own financial. The Beginner Column in the form will show the common ratio in the beginner investor. On the other side, the Advance Column will show the common ratio in the more experienced investor. From those ratios, you are only need to consider two ratios that are Saving Rate and Debt Service Ratio.

The Saving Rate is around 10%-30%. Investors with a healthy financial ratio, the investor focus will be more targeted to set aside larger amount of your assets regularly. The ratio from Debt Service Ratio is very crucial because it shows whether or not you receive a salary every month just to pay the debt. Make sure the ratio is always below 30% so you can still set up investment, routine expenses, or enjoy your personal expenses without having to bother with the debt. QM Planners from QM Financial can help you to make a Full Comprehensive Financial Plan. You can obtain more detailed calculations and how investments needed to achieve your financial goals. The most important thing is to concentrate your monthly income to set aside a regular 10%-30% of your income every month. Find your financial problems here with free financial check up from QM Financial then solve the problems. To have a better future, you need to have dedication, concentration, and skills to do your own financial planning. Rather than being late, do financial check up now! With a good financial plan and habits, you will be able to prepare a brighter future.

Sunday, June 17, 2012

How To Keep Your Baby Skin Healthy

Baby
Caring for baby's skin is one thing that should not be forgotten by the mother. This is caused by the baby’s skin still very young and sensitive that are vulnerable of the various diseases and various other disorders. Baby's skin is very smooth but vulnerable to changes in temperature, drought and infection. Because of the sweat glands is not fully developed, the baby's skin is very sensitive to cold and hot temperatures. Although sebaceous glands are formed in the skin, but they are not producing enough oil. As a result, babies are prone to dry skin. Baby's skin is also susceptible to infection because the system of protection to against microorganisms is not fully formed. Therefore, proper care of sensitive baby skin is very important in the first months of life. Here are tips that are highly recommended in baby skin care:

Bathing the baby. In a baby bath, bath water temperature needs to pay attention mainly to the newborn. Should the temperature not too hot or cold. Clean baby's skin from the dirt on the skin such as food waste, urine, and feces with water. Bath twice a day will also help clean the baby's skin. If the child's activities and movements or your baby is very active, bathing can be done 3 times a day. At the time of washing, note well the soap to be used. A good soap for baby's skin is a special soap for babies who are not too hard and has a pH between 4.5 - 5 and try a little greasy soap, this is to prevent irritation on baby's skin. Very good if done twice to rinse the chemical cleaning. If there is irritation to the specific brand you should switch to another brand, do not let it drag on. Areas such as between your fingers, armpits, and groin, not to be missed. How to clean baby's genitals of women and men differently. Of female infants, wash genitals from front to back or to the anus by using a cotton swab or a damp washcloth. At a baby boy, pull his hood slowly until tha urine hole appears, then wipe with a damp washcloth or cotton. Finished bathing, use a soft towel for comfort on baby's skin. Use a special moisturizing baby lotion or cream form which serves to maintain or increase the water content present in the skin, particularly the outer skin (epidermis).

Selection of Clothing and Baby Diapers. Choose clothing and diapers made from soft and thin cotton or mixtures thereof. Avoid nylon material that is generally easy to make baby hot and sweaty. This condition will easily invite germs or bacteria that is easy to bring up the rash and itching. If the baby can scratch, even the possibility of infection is greater.

Protect baby from the afternoon sun, if the baby should be dried to obtain additional vitamin D for bone growth, do it under at 09.00 am. Avoid direct exposure to the baby from the afternoon sun, the sun is directly susceptible to skin cancer. When you want to take the baby out of the house, use protective gear such as umbrellas or hats. Sun protection cream (sun block) may be used provided that the doctor be consulted first. Be careful not to the eyes, mouth, and little hands.

Sunday, June 10, 2012

How to Enjoy a Budget Holiday in Bali

Bali Indonesia
Bali has been known as an island with beautiful beaches, great culture, delicious dining experience, and wonderful night life. And even more, travelers can enjoy all this in a budget! Bali is one of those places where you can go backpacking and enjoy all the holiday activities with low rates. So if you’re planning to have a holiday in Bali on a budget, here are some things that would definitely reduce the cost of your travel:

Accomodation
You can find cheap and reasonably priced rooms in Bali, even in the most popular areas like Kuta, Seminyak, or Ubud. The facilities usually include simple furniture, private bathroom, and electric fan. You can even have the same type of room with TV and air conditioning with low rates. Most of them even include standard breakfast. In a place with beautiful beaches like Bali, you’d probably prefer enjoying the holiday outside your hotel room. So, a standard room that’s comfortable and clean for sleeping and bathing is probably enough for most people.

Food
Try the local warungs and cafes that serve local food with low rates. Be adventurous and look for places that look busy. Take a peek to see if the place is sanitary enough for you and if it serves food that suits your international tongue or tickles your adventurous taste bud longing for new and exotic food. Don’t forget to check if the place suits your budget. Remember, if the locals seem to enjoy eating in a restaurant or warung, there’s a huge chance that the place is cheap and serve tasty food.

Transportation
There are some modes of transportation that you can choose to stroll around in Bali. The cheapest form of transportation is bemo. However, bemo is a bit time consuming, as it is a bit slow and doesn’t have a fixed route. You can also take a tourist mini-bus that are a bit more expensive than bemo, but is much faster and more comfortable than bemo.

Souvenir shopping
In a cultural place like Bali that’s famous for its art, travelers surely want to do some souvenir shopping. However, if you’re on a budget, don’t buy your souvenir in tourist areas like Kuta. You can try doing some souvenir shopping in the central market in Denpasar or at Pasar Sukowati near Ubud. These places sell high quality souvenirs with much lower rates than the souvenir shops in popular tourist areas.

Saturday, March 17, 2012

Why Financial Planning Is a Great Career Choice


Financial Planning
As a financial planner you will find plenty of employment opportunities and have skills that are recognised in many countries around the world. There are courses available in finance training that will give you the necessary skills to become a part of this exciting and challenging industry. As a financial planner you will help people decide what is the best way to invest their money.

Employment opportunities

As a financial planner you could work for either banks, insurance companies, mutual funds or security firms. It is generally found that more than half of them work for bigger companies in finance or insurance, but there are those who are self employed and operate small investment firms. It is even possible to work from home. You may decide to specialise and end up selling stock to the public, helping instigate mergers or takeovers, or find yourself helping companies decide where to invest their funds. Employment in the industry is expected to rise due to the increase in self funded retirees as the baby boomer's reach retirement age. With the growing number of senior citizens and the life expectancy increasing, people need to be better informed and more organised with their finances.

Wednesday, February 29, 2012

How To Find New Home Builders

Owning a home – whether it is a single family dwelling, a new two family unit, or a new condominium unit – is a dream most people and is sometimes a goal to which we all strive to reach at some point in the future. If one could manage the finances, there are people - the new homes builders - out there to lend you a professional hand in building your new home.

For many, new homes are not seen as a dwelling that protects them from sun, rain and cold. Instead a home is seen as an investment. One cannot afford to take a wrong step here. Hence, be careful when you selecting your new homes builders. New homes builders ideally should be one who offers the designs, quality and location that you want. New homes builders should be skilled, experienced and have a great track record of satisfied customers. In one word, new home builders should be professional in their approach as well as execution.

These days there are a lot of new homes builders around so it won’t be hard to find one. But before entering a legal agreement with a new homes builder, do a little qualifying of your own. Is this the kind of company that you want to do business with, and how can you be sure that you will get the home and the service you want?

While doing the final selection, try to get answer to these queries. Is home building their profession? You should not even entertain part timers and new homes builders need to be true professionals. Query about the warranty, their experience as new homes builders and references from past clients. Check with your local Home Builders' Association to find out if the builder is a member in good standing. Also, make it a point to request a tour of a home under construction and a chance to meet the site crew.

That will very well give you clues about the work and quality of methods employed. Some new homes builders arrange for financing. As far as the economic aspect is concerned, always have a solid idea about your financial capabilities and hence the home buying budget. New homes builders, if they offer finances, tell that they search amidst a number of loan options before offering you a definite plan. As a customer, keep your eyes and ears open and pick one that you think suits you and your financial status.

When it comes to building new homes, make it a point to always to hire professional and genuine new homes builders. In the long run you will reap the benefits of researching and finding just the right builder for you.

Saturday, February 11, 2012

US Economic Trends for 2012


Okay so, what are the economic trends for 2012 here in the United States? Well of course it is an election year, and generally our economy does okay in an election year, however in this particular year the European crisis will also affect our GDP growth slowing us down to 1% or thereabouts. That certainly won't make the current administration look very well, even if the unemployment rates are slowly dropping, at least as per the official version. Okay so let's go and talk about some of these things shall we?

Job growth is slow, and it appears that that will continue, and even if we get a couple of good months, that could all turn around and go the other way after the election, even though historically November is when retail sales start picking up for Christmas, and there is temporary employment, along with the overnight shippers like UPS, FedEx, and now Amazon. Even though our government at the federal level can't seem to stop spending and is running $1 trillion deficit each year, it's doubtful that they will stop spending this year because of the election cycle, which may be good for boosting the economy, or keeping it from slipping back in a recession, but it probably isn't so good long-term.

One wildcard happens to be the issue with Iran and nuclear weapons, and the potential eventuality that the Straits of Hormuz will be blocked, or we will enter a war with Iran. If that happens it will send oil prices to record levels, which means that the gasoline and diesel prices will also increase, that could really hurt our economy, especially the comes during the driving periods of the summer.

It does appear that government tax revenue might be increasing, however at the corporate level our corporations are sitting on hundreds of billions of dollars, which they are not spending. They've already earned that money, and it will not be flowing around the economy, therefore it will not get taxed. Another drag on our economy besides the potential increase in fuel costs is that of education and healthcare. These costs are going through the roof and hurting consumers.

Although the 2011 Christmas season showed strong retail sales, it also showed that consumers were borrowing to make up the difference. The extra income that employees were making, did not go into consumer spending, as much as it went into the bank, indeed most economists believe that those trends will also continue, even if some of that sounds counterintuitive.

2012 does not look like it will be a big year for small business expansion, which unfortunately is definitely something we need right now if we are to get people back to work. These are just some of the trends going on in the US economy right now, but the year has only just begun. Indeed I hope you will please consider all this and think on it.42

Thursday, February 9, 2012

Jobs in Edinburgh

 Scotland's capital, or 'the Athens of the North', is well known for its film-set and beautiful appearance, and for its richness in culture. This is perhaps best exemplified by it being home to the world's largest performing arts festival, Edinburgh Fringe, and the world's largest comedy festival, as well as it being known as officially the second most visited tourist destination in the UK after London.

It is no surprise then that tourism is a key driving force behind the city's economy. The festivals alone generate over £100 million, alongside the fact that the city is also a World Heritage Site. Edinburgh Castle and Edinburgh New Town are the two primary sites that led to this accolade, the former has parts that date back to the 12th Century, and attracted over a million visitors in 2007. Edinburgh New Town is an area of the city centre that was built between 1765 and 1850.

Tuesday, February 7, 2012

Budget Hotels in Bandung


Bandung, popularly known as the city of flowers is the capital of West Java in Indonesia. It has a pleasant climate throughout the year and is a terrific place to visit for everyone. The city is also known as fashion destination because of its shopping markets.

If you are planning your vacations in Bandung, then there are a number of hotels that can provide you with the best of luxury experiences in cheap rates.


Some of the best budget hotels in Bandung, Indonesia are:

1. Arion Swiss Belhotel Bandung

This is a stunning hotel in the capital city. The hotel has 58 rooms to offer to its guests. All the guestrooms offer satellite TV, stereo system and free broadband internet access. You can relax in the big swimming pool and even visit the poolside for a cocktail. Fitness center and spa center are some of the exclusive features of this hotel.

2. Holiday Inn Bandung Hotel

They provide friendly and dependable services to its customers. This is a perfect location to visit for both leisure and business travelers. The place is known for its indigenous exquisiteness. The hotel offers 146 rooms an also has a big restaurant.

3. Jayakarta, Bandung

This is a 4 star hotel that offers you luxuries that one generally experiences in 5 star hotels. The conference hall of the hotel can accommodate up to 200 people. The hotel is a four storey contemporary building. The hotel is just a few minutes away from the airport.

4. Aston Tropicana Hotel And Plaza

This hotel offers the most exciting hotel experience in Bandung. They have great hospitality staff that entertains both leisure and business travelers. The hotel has around 100 deluxe rooms to offer and almost all the famous attractions of Bandung are just a few minutes away from the hotel.

5. Grand Aquila, Bandung

The hotel offers some of the best hospitality services in the city. The high rise building of Grand Aquila is located at the center of city's commercial district. A huge meeting room is also available in the hotel for the business travelers. The hotel is just 10 minutes away from the airport and 15 minutes away from the train station. Baby sitting services are also available for your kids. 24 hour room service is available in the hotel and outdoor pool is also there to make you feel like paradise on earth.

These are some of the best budget hotels in Bandung. Make sure you visit these hotels on your next trip to Bandung!

The Best Disney Rides



Visit Vale Tourism For More Disney Holiday Guides

Thursday, January 26, 2012

How Sony PS3 Repair Works

Sony PS3
If you are not feeling well and are unable to do your regular tasks, you are inclined to visit your doctor for a professional opinion. In the same manner, when a piece of equipment, say your PlayStation is malfunctioning, you need to have it checked or repaired. Otherwise, how can you enjoy playing your favorite game on a broken console? Just like our body, the PS3 also needs regular check ups to keep it in tiptop gaming condition. Accidents happen and it can be nasty. In our efforts to keep ourselves healthy, we must also take care of our gaming equipment so that it may serve us better and longer. If the PS3 is no longer functioning well, Sony PS3 repair has to be done.

You would be happy to know Sony PS3 repair can be handled successfully by a licensed service center and they can restore the integrity of the console back to its former state. Problems on yellow or red light can be addressed as well as software or hardware problems, whatever your concerns may be. Sony has a dedicated service center for your equipment problems. All you need is to look up online the address of the nearest technician or call the hotline number indicated in the safety manual. A Sony PS3 repair can bring back your console to its former glory. If you are a parent, please consider the safety of the children playing the PlayStation.

Wednesday, January 25, 2012

Holiday in Bandung for Your Family


Gedung Sate Bandung

Holiday in Bandung is today top holiday destination in Indonesia. The city is located in the west part of Java. Its only two hours away from the capital city Jakarta, this growing metropolitan city can be easily accessed by car or by plane. Its has a cool weather and friendly people. You can choose for hotel in Bandung from home stay to a 5 stars international hotel.

Try to book early for hotel in Bandung, most of the hotel will be fully booked on weekend or holiday season.

Bandung offers many attractions to visit. If you're planning to spend your holiday in Bandung with your family, here are some of the top attractions to enjoy with you family

Thursday, January 19, 2012

Affordable Hotels in Bandung


Arion Swiss Belhotel Bandung

Bandung, popularly known as the city of flowers is the capital of West Java in Indonesia. It has a pleasant climate throughout the year and is a terrific place to visit for everyone. The city is also known as fashion destination because of its shopping markets.

If you are planning your vacations in Bandung, then there are a number of hotels that can provide you with the best of luxury experiences in cheap rates.

Some of the best budget hotels in Bandung, Indonesia are:

1. Arion Swiss Belhotel Bandung

This is a stunning hotel in the capital city. The hotel has 58 rooms to offer to its guests. All the guestrooms offer satellite TV, stereo system and free broadband internet access. You can relax in the big swimming pool and even visit the poolside for a cocktail. Fitness center and spa center are some of the exclusive features of this hotel.

2. Holiday Inn Bandung Hotel

They provide friendly and dependable services to its customers. This is a perfect location to visit for both leisure and business travelers. The place is known for its indigenous exquisiteness. The hotel offers 146 rooms an also has a big restaurant.

3. Jayakarta, Bandung

This is a 4 star hotel that offers you luxuries that one generally experiences in 5 star hotels. The conference hall of the hotel can accommodate up to 200 people. The hotel is a four storey contemporary building. The hotel is just a few minutes away from the airport.

4. Aston Tropicana Hotel And Plaza

This hotel offers the most exciting hotel experience in Bandung. They have great hospitality staff that entertains both leisure and business travelers. The hotel has around 100 deluxe rooms to offer and almost all the famous attractions of Bandung are just a few minutes away from the hotel.

5. Grand Aquila, Bandung

The hotel offers some of the best hospitality services in the city. The high rise building of Grand Aquila is located at the center of city's commercial district. A huge meeting room is also available in the hotel for the business travelers. The hotel is just 10 minutes away from the airport and 15 minutes away from the train station. Baby sitting services are also available for your kids. 24 hour room service is available in the hotel and outdoor pool is also there to make you feel like paradise on earth.

These are some of the best budget hotels in Bandung. Make sure you visit these hotels on your next trip to Bandung!

Wednesday, January 4, 2012

How to find cheap flights online

One of the biggest challenge for budget traveler is to find the best price for their flights. Unlike the old time when airfares are so expensive and only rich people can afford it, today you can find many airlines provides cheap airfare for various destinations. You just need to know where to find it.

The best way to find cheap airfares is to look and compare the prices on travel search sites. These kind of sites search hundreds of airlines and booking sites enabled you to compare and search for the best prices.

Wego is the best travel search sites available today. When you search for cheap flights to Jakarta (penerbangan murah ke Jakarta) on Wego for example, it will then search to hundreds of their airlines and booking sites partner for the best prices. You can then compare, sort and select for the cheapest airfares to book.

Budget travelers can really enjoy Wego and travel better with it!