Sunday, June 24, 2012

Free Financial Check Up From QM Financial

Happiness is the basic purpose in people’s life. Happiness can be achieved when the health of your body, mind, soul, and even your social life can make you productive to live your life. Having a check up of your financial is as important as having a check up of your own body and mind. It helps us to more quickly detect the possible “diseases” we probably have. Have you ever checked your financial health? How much your monthly expense, how much the total debt, or how many your net assets? Maintaining financial health is needed to avoid the disruption of financial health.

Your financial health will become one important factor in achieving the good quality of life. But, worry no more! Now, you can do financial check up of your own. There is free financial check up from QM Financial which will show you how healthy your cash flow in every month. You can just fill in the online form according to your actual condition of your own financial. The Beginner Column in the form will show the common ratio in the beginner investor. On the other side, the Advance Column will show the common ratio in the more experienced investor. From those ratios, you are only need to consider two ratios that are Saving Rate and Debt Service Ratio.

The Saving Rate is around 10%-30%. Investors with a healthy financial ratio, the investor focus will be more targeted to set aside larger amount of your assets regularly. The ratio from Debt Service Ratio is very crucial because it shows whether or not you receive a salary every month just to pay the debt. Make sure the ratio is always below 30% so you can still set up investment, routine expenses, or enjoy your personal expenses without having to bother with the debt. QM Planners from QM Financial can help you to make a Full Comprehensive Financial Plan. You can obtain more detailed calculations and how investments needed to achieve your financial goals. The most important thing is to concentrate your monthly income to set aside a regular 10%-30% of your income every month. Find your financial problems here with free financial check up from QM Financial then solve the problems. To have a better future, you need to have dedication, concentration, and skills to do your own financial planning. Rather than being late, do financial check up now! With a good financial plan and habits, you will be able to prepare a brighter future.

1 comments:

independent financial services said...

Nice for helping the people who are not as good to retrieve their TDS. If the people goes for the independent financial services, it just seems to be an easy way to understand the way it works. There is always a confusion about the threshold limit of Tax deduction at source(TDS). TDS rates and threshold limit for financial services are more complex them the previous year.